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Flexible Payment Plans for LASIK

Picture of The Rochester Eye & Laser Team The Rochester Eye & Laser Team : Aug 31, 2023 1:19:46 PM

Lasik LASIK Rochester NY

A SMART WAY TO INVEST IN YOUR VISION

Have you ever dreamed of waking up in the morning with crystal-clear vision, free from the hassle of glasses or the discomfort of contacts? Well, guess what? These flexible payment plans for LASIK might just be the ticket to achieving that dream!

Now, you may be wondering, "How can I afford LASIK?" Well, fear not! These flexible payment plans for LASIK are here to save the day. There are flexible payment options that allow you to undergo the procedure without breaking the bank or draining your savings account.

Flexible Payment Plans Available to pay for LASIK at the Rochester Eye and Laser Center

0% Financing with CareCredit-the Rochester Eye and Laser Flex Plan for LASIK

This Rochester Eye and Laser Center Flex Plan is a financing option specifically designed for LASIK surgery. It consists of breaking down the total cost of the procedure into manageable monthly payments. By spreading out the expense over a predefined period, the Flex Plan ensures that you can fit LASIK into your budget.

Benefits of the Rochester Eye and Laser Flex Plan for LASIK:

Financial Flexibility: Instead of paying a significant lump sum upfront, the Rochester Eye and Laser Flex Plan allows you to make affordable monthly payments. This way, you can easily incorporate the cost of LASIK into your monthly budget and still be able to enjoy life's other pleasures.
0% financing makes LASIK even more accessible and affordable for those on a tight budget.
Immediate Access to Visual Freedom: With the Rochester Eye and Laser Flex Plan, you don't have to wait for years to save enough money for LASIK. You can start your LASIK journey right away and experience the joy of clear vision sooner than you think!

Things to Consider:

While the Flex Plan for LASIK is undoubtedly a convenient option, it's essential to do your due diligence before committing. Here are a few things to keep in mind:
Understand Terms and Conditions: Familiarize yourself with the terms and conditions of the Flex Plan, including the interest rates, repayment period, and any potential penalties for early repayment.
Consultation is Key: As with any medical procedure, it's crucial to schedule a consultation with a qualified LASIK surgeon. They can evaluate your eligibility for LASIK, discuss the costs involved, and provide personalized recommendations based on your specific needs.

Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) is a great benefit to take advantage of if your employer offers it. An FSA allows you to set aside pre-tax dollars from your paycheck to pay for eligible medical expenses, such as doctor visits, prescription medications, and even certain over-the-counter items. By using an FSA, you can potentially save money on your healthcare expenses by reducing your taxable income. It's definitely worth exploring if your employer provides this option.

With an FSA, you can put part of your pre-tax earnings into this short-term, tax-free health savings account and use it for non-reimbursable medical expenses such as LASIK. Depending on your annual income, using this plan may help you save up to $2,500 on your LASIK procedure while lowering your taxable income. Sounds like a win-win, doesn’t it?

Know the Rules!
Be sure to check on the use terms of your FSA, as most of them have strict terms. You can lose your savings if you don’t spend your FSA dollars on your procedure within a specified time frame.

Health Savings Accounts (HSA)

Health Savings Accounts (HSAs) are tax-advantaged savings accounts that are designed to help individuals and families save for medical expenses. HSAs are available to individuals who have a high-deductible health plan (HDHP). The funds contributed to an HSA are not subject to federal income tax at the time of deposit, and the money can be used to pay for qualified medical expenses, including deductibles, copayments, and certain other expenses not covered by insurance.

Any unused funds in an HSA can be rolled over from year to year and continue to grow tax-free. HSAs offer individuals the opportunity to save for future medical expenses while also providing potential tax benefits.

Step-by-Step Savings for Flex Plans

Schedule a free LASIK Consultation at Rochester Eye & Laser Center to determine if you are a candidate for LASIK.
Determine the deadline for your company’s open enrollment to sign up for a Flexible Spending Account.
After your examination, we will determine the cost of the best LASIK procedure for you, so you’ll know how much to set aside in your account.

Save even more! Combine any of these plans with LASIK 0% Financing and $1000% off the procedure!
We welcome your inquiry at Rochester Eye and Laser Center about combining your FSA funds with our 0% interest LASIK financing program and any other questions you may have about advanced LASIK technologies. Contact Kristen today at 585-546-7611, or visit www.rochestereyecenter.com