Insurers cover most costs - but understand your options

If you are not covered by Medicare, check with your insurance provider directly to learn more about your cataract surgery costs. 

As a “medically necessary procedure,” Cataract Surgery is covered by Medicare, which pays a portion, if not all of the costs, including the surgeon’s and facility fees, the cost of a standard monofocal lens implant, and required follow up care.

You may be responsible for a co-pay or a deductible for pre-surgery office examinations, consultation and measurements for your cataract surgery. Patients are also responsible for their copay or deductible for the actual surgery itself.

You should speak in-depth with your surgeon’s billing office and your insurance provider or Medicare representative before having cataract surgery, to help you understand exactly how much is covered and how much you ultimately may need to pay out-of-pocket.